Personal loans that fit your life

GET A LOAN QUOTE

To help our customers find the loan that suits them, Fairstone offers small, medium and home equity personal loans up to $30,000.
 

Fast loans, made personal

We know sometimes you need a fast loan solution. A personal loan is an installment loan, a loan that can be repaid over a period of time, or term, through regular affordable loan payments. When you choose a personal loan from Fairstone, we’ll work with you to find the loan solution that suits your life based on your needs, preferences and budget.

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Emergency loans

Apply for a same day loan when you need money now. An emergency loan can help you cover auto repairs, medical bills and other emergency expenses. 

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Wedding loans

A wedding loan can help you to pay for deposits and wedding expenses upfront. Feel financially prepared for your special day with a wedding loan. 

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Home improvement loans

Home renovations can be made simple with a home improvement loan. Borrow money to help you get started as you increase the value of your home. 

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Vacation & travel loans

Budgeting for your vacation can be easier than you think. A travel loan can help make your vacation goals a reality. 

Small personal loan Up to $5K

Need money fast? Get our small loan.

Life happens — and sometimes it can be expensive. If you’re in a bind or need a quick solution, a small personal loan can help cover urgent or unexpected expenses.

GET A LOAN QUOTE

At a glance

Loan amount
$500–$5,000
Rates from
27.99%*
Term
6–60 months
Secured
No
Payments
Fixed
Fees
None
Prepayment penalties
None
Time to process
< 1 day
Guarantee
14 days
Name Here

Sue's story

Sue was in a pinch and needed money fast. She had a good credit score, but had been turned down by the bank. Sue was worried that she wouldn’t be able to get a loan to replace her refrigerator, which had suddenly quit working. When Sue learned she could get a quick personal loan from Fairstone, she felt relieved to have found a solution. Sue went online to get a loan estimate, learned her loan payments could easily fit in her budget, visited her Fairstone local branch to complete her loan application that afternoon and had her money in her bank account within a few hours.

This story is based on a typical customer situation. 

Loan Amount
$5,000
Term
60 months
Bi-weekly payment
$117

Medium personal loan Up to $20K

Looking for a longer-term solution to stay ahead?

A mid-size personal loan gives you the money you need and the flexibility you want. Pay for larger expenses and give yourself some financial breathing room.

GET AN ONLINE QUOTE

At a glance

Loan amount
$5,000–$20,000
Rates from
27.99%*
Term
6–60 months
Secured
No
Payments
Fixed
Fees
None
Prepayment penalties
None
Time to process
< 1 day
Guarantee
14 days
Name Here

Nathan’s story

Nathan knew he had a big year ahead. His eldest son was getting married, his youngest had just moved back in after graduating and he and his wife Jan had plans to travel. Nathan wanted to be prepared and comfortable financially, and didn’t want to put large costs like vacations or wedding expenses on a high-interest credit card. Nathan got an loan quote for a mid-size personal loan from Fairstone with affordable, fixed payments, visited his Fairstone local branch to complete his loan application that afternoon and left feeling well equipped and excited for the year ahead.

This story is based on a typical customer situation. Some personal details have been changed.

Loan Amount
$8,000
Interest Rate
27.99%
Paid back in
8 months

Secured personal loans Up to $30K

Gain access to more money and lower rates.

Being a homeowner pays off. Secure your loan with the equity in your home and borrow more money than with our unsecured personal loans — and at a lower rate.

GET AN ONLINE QUOTE

At a glance

Loan amount
$5,000-$30,000
Rates from
19.99%*
Term
36-120 months
Secured
Yes
Payments
Fixed
Fees
Vary by province
Prepayment penalties
Vary by province
Time to process
2+ days
Name Here

Jin and Emma’s story

Jin and Emma’s son was facing a financial challenge, and they wanted to help. The empty nesters were unsure if they would qualify for a large enough personal loan based on their credit history. When Jin and Emma learned that they could secure their Fairstone personal loan with the equity in their home, they felt an immediate sense of relief. And within two days, they had the money they needed to help see their son through his financial challenge.

This story is based on a typical customer situation. Some personal details have been changed.

Loan Amount
$21,000
Interest Rate
19.99%
Paid back in
60 months

How much money do you qualify for?

GET AN INSTANT LOAN QUOTE

Quick and easy loans for when you need money now

Do you find yourself thinking “I need money now”, but don’t know where to turn? If you’re not sure where to get a loan when the bank is not an option, Fairstone’s quick and easy same day loans may be right for you. Borrow money quickly with Fairstone’s installment loans that go up to $30,000. Get the money loan you need from a responsible Canadian lender.

Fairstone understands you may need a fast loan solution to help you during times of financial need. That’s why we offer credit card loans, emergency loans, car repair loans and loans for special occasions such as wedding loans, vacation loans and baby loans. No matter what your need, we can help find the loan that suits you. 

Own your home? Borrow more at a lower rate.

You've worked hard for your home, now put it to work for you. Secure your loan with the equity in your home and borrow up to $30,000 with affordable payments and rates as low as 19.99%.* 

SECURED PERSONAL LOANS

Why Canadians choose Fairstone loan solutions

  1. An instant loan quote that helps you find the right loan, plus one-on-one service from a knowledgeable Lending Specialist at your local branch.
  2. Fixed rates and affordable monthly payments for the life of your loan. 

  3. Flexible payment options and no prepayment penalties or administration fees on unsecured loans. 

  4. 14-day guarantee on all unsecured personal loans. You can change your mind and cancel your unsecured personal loan within 14 days. No charges and no questions asked.

Protect yourself from the unexpected

These valuable benefits can give you peace of mind should the unforeseen occur.

Job Loss Insurance 

Have your loan payments
covered if you're involuntarily
unemployed.

Disability Insurance

If you experience disability and can't work, your loan payments could be taken care of.*

Life Insurance

Protect your family or estate in the future and have your loan paid off in the event of your death.*

Home and Auto Security Plan

Offering home and family benefits, roadside assistance, legal services and more. LEARN MORE

*Interest rates may vary by province.

In Ontario, Fairstone Financial Inc. is licensed as mortgage brokerage 10821.

*Coverage varies and is subject to the terms and conditions of the insurance policy and applicable law.

Insurance solutions provided by American Health and Life Insurance Company or Triton Insurance Company. Home & Auto Security plans are administered by Home and Auto Security Plan, Inc.

TALK TO YOUR LENDING SPECIALIST TO LEARN MORE

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