Get a loan that suits you


Quick loans from $500 - $20,000
From Canada’s leading non-bank lender

99% customer satisfaction rate*
4.9million loans approved**
$26.4billion in loans to Canadians**

Get a loan as soon as today

Personal loans

Quick loans up to $20,000 with affordable payments and rates from 19.99%

Personal loans

Debt relief

Tackle debt head on with a customized debt relief solution


Debt relief

Mortgage refinancing

Get a loan up to $400,000 with affordable payments and rates from 12.99%


Retail financing

We partner with many retailers to finance your purchase


Retail Financing

Want to calculate your loan payments?

Check out how much money you qualify for and how much your payments could be when you get an instant loan quote from Fairstone. No sign-up, no obligation and no impact to your credit score.


Fairstone: A Canadian loan company

Whether it’s an unexpected repair, an important upcoming event or mounting credit card debt, a Fairstone personal loan or mortgage solution can provide you with the money — and the peace of mind — you need to get back on track and focus on what matters most. As Canada’s leading lender of personal loan and home equity loan solutions, we have the knowledge and expertise to design the loan that’s right for you.

Get started by telling us how much money you want to borrow

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Lots of Canadians have needs the big banks aren’t willing to meet, but if they don’t go to a bank, does that mean they should expect a borrowing experience that’s anything less than exceptional? We don’t think so, and neither do our Lending Specialists in 220 branches across Canada.
/ Your loan

Introducing Fairstone’s new online loan quote tool

We’re excited to announce that our new mobile-friendly online loan quote tool is here! Want to learn more about our online tool, why it was developed and how Fairstone is digitizing the user experience? We asked our Product Owner, Nancy Nardella, for the inside scoop.

*Average based on 2016 customer satisfaction survey.  **Fairstone data 2005–2015.

A personal loan is convenient — it just works for me. Whenever I come in [to the branch] or I’m on the phone, it’s always a positive experience. Good people, good surroundings, positive atmosphere. I would recommend this place to anybody."

Fairstone Customer
John F, Winnipeg, MB

I wanted to consolidate my credit card — it wasn’t going anywhere, even when I made my payments on time. My consolidation loan is going great. This way it’s automatic and your debt goes down faster. With a credit card it’s easy to only make the minimum payment."

Fairstone Customer
Karen J, Winnipeg, MB

Real people. Right loan.

Our branches are staffed with knowledgeable Lending Specialists who will work with you to determine a loan amount, term and payment schedule that best suits your lifestyle and your budget.

See how much money you can get today
Speak with a Lending Specialist now
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Branch Manager
Listowel, Ontario