Get a loan that suits you

with Fairstone, formerly CitiFinancial®


Quick loans from $500 - $20,000
From Canada’s leading non-bank lender

99% customer satisfaction rate**
4.9million loans approved***
$26.4billion in loans to Canadians**

Get a loan as soon as today

Personal loans

Quick loans up to $30,000 with affordable payments and rates from 19.99%

Personal loans

Debt relief

Tackle debt head on with a customized debt relief solution


Debt relief

Mortgage refinancing

Get a loan up to $400,000 with affordable payments and rates from 11.85%


Retail financing

We partner with many retailers to finance your purchase


Retail Financing


Please be advised that due to the wildfires in the Williams Lake area, our Williams Lake branch at 77C Second Avenue North is currently closed for business. If you have any immediate inquiries, please contact our Customer Care Centre at 866-915-9423. We will advise you once the branch reopens for business. Thank you for your understanding.

Loan solutions for whatever life brings

Whether it’s an unexpected repair, an important upcoming event or mounting credit card debt, a Fairstone personal loan or mortgage solution can provide you with the money — and the peace of mind — you need to get back on track and focus on what matters most.

How much money do you want to borrow?

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We’re thrilled to announce CitiFinancial is now Fairstone! 

Find out how we’re evolving to offer our customers the best possible loan experience and remain Canada’s most responsible loan company.

Read our press release about the transition.

/ Your loan

Answers to your top 5 questions

Did you know on average Fairstone Branch Managers have 16 years of lending experience? With this type of tenure it’s no surprise our teams have the knowledge it takes to understand customers’ situations and help determine the right loan for them.

Fairstone was formerly known as CitiFinancial Canada, Inc. CitiFinancial Canada, Inc. and its subsidiaries have been acquired and are no longer affiliates of Citigroup Inc. The trademarks “Citi”, “Citibank”, “Citigroup”, “Citicorp”, “CitiFinancial”, “EquityPlus”, “Arc Design”, the Blue Wave trade dress and all similar trademarks and derivations thereof, are owned by Citigroup Inc. and any use is under license.

**Average based on 2016 customer satisfaction survey.  ***Fairstone, formerly CitiFinancial, data 2005–2015.

A personal loan is convenient — it just works for me. Whenever I come in [to the branch] or I’m on the phone, it’s always a positive experience. Good people, good surroundings, positive atmosphere. I would recommend this place to anybody."

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John F, Winnipeg, MB

I wanted to consolidate my credit card — it wasn’t going anywhere, even when I made my payments on time. My consolidation loan is going great. This way it’s automatic and your debt goes down faster. With a credit card it’s easy to only make the minimum payment."

CitiFinancial customer
Karen J, Winnipeg, MB

Real people. Right loan.

Our branches are staffed with knowledgeable Lending Specialists who will work with you to determine a loan amount, term and payment schedule that best suits your lifestyle and your budget.

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Find a local branch near you
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Branch Manager
Listowel, Ontario