In a pinch? Get an emergency loan fast

APPLY FOR A LOAN

An emergency personal loan from Fairstone can help when you need quick cash to cover unforeseen auto repairs, home repairs, medical expenses, dental bills or other unexpected expenses.

Emergency personal loans when you need money now

Apply now for an unsecured personal loan and get up to $20,000 with affordable payments, fixed terms and lower interest rates than other non-bank lenders. Or, apply for a secured personal loan for up to $30,000, and access lower rates than our unsecured personal loans.

When you choose an emergency personal loan from Fairstone, we’ll work with you to find the solution that suits your needs, budget and lifestyle.

Get a loan fast when the unexpected happens

There are some expenses you can plan for, and others you can’t. If you have an emergency a quick personal loan may be the answer.

Our loans can help with things like:

  • Debt consolidation
  • Home improvements or repairs
  • Car repairs and maintenance
  • Appliance repairs or replacement
  • Dental and medical expenses

Fairstone is here for you when you’re faced with unexpected expenses and need money fast. Apply online now for an emergency personal loan and you could have your money today.

Get an emergency loan as soon as today

APPLY FOR A LOAN
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Sue's story

Sue was in a pinch and needed money fast. She had a good credit score, but had been turned down by the bank. Sue was worried that she wouldn’t be able to get a loan to replace her refrigerator, which had suddenly quit working. When Sue learned she could get a quick personal loan from Fairstone, she felt relieved to have found a solution. Sue completed her application online in minutes, visited her local branch that afternoon and had her money in her bank account within a few hours.

This story is based on a typical customer situation. 

Loan Amount
$5,000
Term
60 months
Bi-weekly payment
$117

Why Canadians choose Fairstone loan solutions

  1. One-on-one service from a knowledgeable Lending Specialist at your local branch. 

  2. Fixed rates and affordable monthly payments for the life of your loan. 

  3. Flexible payment options and no prepayment penalties or administration fees on unsecured loans. 

  4. 14-day guarantee on all unsecured personal loans. You can change your mind and cancel your unsecured personal loan within 14 days. No charges and no questions asked.

Protect yourself from the unexpected

These valuable benefits can give you peace of mind should the unforeseen occur.

Job Loss Insurance 

Have your loan payments
covered if you're involuntarily
unemployed.

Disability Insurance

If you experience disability and can't work, your loan payments could be taken care of.*

Life Insurance

Protect your family or estate in the future and have your loan paid off in the event of your death.*

Home and Auto Security Plan

Offering home and family benefits, roadside assistance, legal services and more. LEARN MORE