In a pinch? Get an emergency loan fast


An emergency personal loan from Fairstone can help when you need quick cash to cover unforeseen auto repairs, home repairs, medical expenses, dental bills or other unexpected expenses.

Emergency personal loans when you need money now

Apply now for an unsecured personal loan and get up to $20,000 with affordable payments, fixed terms and lower interest rates than other non-bank lenders. Or, apply for a secured personal loan for up to $30,000, and access lower rates than our unsecured personal loans.

When you choose an emergency personal loan from Fairstone, we’ll work with you to find the solution that suits your needs, budget and lifestyle.

Get a loan fast when the unexpected happens

There are some expenses you can plan for, and others you can’t. If you have an emergency a quick personal loan may be the answer.

Our loans can help with things like:

  • Debt consolidation
  • Home improvements or repairs
  • Car repairs and maintenance
  • Appliance repairs or replacement
  • Dental and medical expenses

Fairstone is here for you when you’re faced with unexpected expenses and need money fast. Apply online now for an emergency personal loan and you could have your money today.

Get an emergency loan as soon as today

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Sue's story

Sue was in a pinch and needed money fast. She had a good credit score, but had been turned down by the bank. Sue was worried that she wouldn’t be able to get a loan to replace her refrigerator, which had suddenly quit working. When Sue learned she could get a quick personal loan from Fairstone, she felt relieved to have found a solution. Sue went online to get a loan estimate, learned her loan payments could easily fit in her budget, visited her Fairstone local branch to complete her loan application that afternoon and had her money in her bank account within a few hours.

This story is based on a typical customer situation. 

Loan Amount
60 months
Bi-weekly payment

Why Canadians choose Fairstone personal loans

  1. You can get an online loan quote in under a minute and have your money the same day that you apply.
  2. You’ll get one-on-one service from a knowledgeable Lending Specialist who will help you find a loan that’s right for you.
  3. Choose from our flexible payment options and benefit from fixed rates and affordable monthly payments.
  4. You can change your mind and cancel an unsecured personal loan within 14 days. No charges and no questions asked.

Protect yourself from the unexpected

These valuable benefits can give you peace of mind should the unforeseen occur.

Job Loss Insurance 

Have your loan payments
covered if you're involuntarily

Disability Insurance

If you experience disability and can't work, your loan payments could be taken care of.*

Life Insurance

Protect your family or estate in the future and have your loan paid off in the event of your death.*

Home and Auto Security Plan

Offering home and family benefits, roadside assistance, legal services and more. LEARN MORE

*Coverage varies and is subject to the terms and conditions of the insurance policy and applicable law.

Insurance solutions provided by American Health and Life Insurance Company or Triton Insurance Company. Home & Auto Security plans are administered by Home and Auto Security Plan, Inc.